Financial Literacy: Recommended Books

This is a helpful guide for young people to understand and avoid financial stress, with advice on how to deal with debt, manage money through budgeting and savings, and develop financial literacy.

Information on 1.5 million scholarships, grants, and prizes is easily accessible in this revised directory with more than 300 new listings that feature awards indexed by career goal, major, academics, public service, talent, athletics, religion, ethnicity, and more.

This book addresses, from a conversational and hands-on perspective, the implications of finance, financial literacy, and the importance of understanding finance for both individuals and entrepreneurs.

Make sense of international personal finance with expat-specific expert advice Whether you're an American living abroad, or foreign-born and living in the U.S., this book demystifies the complex issues surrounding the worldwide tax system, international information reporting, sensible investments, international real estate, and retirement planning.

For many adults under 40, 'debt' is a four-letter word'something that should be avoided but is all too often unavoidable. You'll walk away from this book with an understanding of how you can use debt wisely to secure the financial future you envision for yourself and your family. Student loans, mortgages, lines of credit, and other forms of debt are all discussed in detail.

In addition to scholarships and grants, you will learn hundreds of innovative ways to slash your college cost, such as calculating and reducing your college budget, buying your text books and supplies cheaply, earning college credit on an accelerated basis, combining higher education and course-related employment, performing national and community service, and making use of tuition prepayment plans, federal funds, state aid, and private sector aid.

Money matters are the number one cause of separation and divorce in North America and you can avoid heartache by learning how to merge, manage, and grow your finances together. Build a powerful financial, personal, and professional foundation by following these seven steps to build wealth together.

Differentiating between notions of financial worth and personal self-worth, the authors present a description of financial literacy tenets founded in principles of self-awareness and cooperative community that are rooted in principles of compassion.

The burgeoning volume of debt and repayment difficulties that many people now experience have created a vigorous debate on whether public policy should further intervene in student loan transactions. In economic terms, do the benefits exceed the costs? Close examination of the data on cumulative debt, number and characteristics of borrowers, types of institutions, and repayment dynamics raises almost as many questions as it answers.

Based on data collected by the Bureau of Labor Statistics' 2012 Consumer Expenditure Survey, this report examines how much American households spend on hundreds of products and services, all organized by demographics. It discusses who is buying what, and how much they spend. Also included in this edition is a comparison of spending trends before and after the Great Recession.

You've passed the last final, and suddenly you're expected to know how to do all sorts of grown-up things-get a job, rent an apartment, pay for health insurance. The only problem is, no one ever told you how to do these things. Take a deep breath, because What They Don't Teach You in College is a crash course in Life 101

This indispensable resource explains principles of financial planning and financial psychology to help teens and young adults make good financial decisions now and achieve their financial goals.

An indispensable guide for any recent graduate that provides simple, easy-to-follow rules for making smart personal finance choices during the first decade of one's career.

Offering answers to essential questions about student debt and many connected issues, this book examines student debt in the United States at every stage of the process--from the banks that issue the loans to the colleges and universities that collect the payments.

"The seventh edition of Focus on Personal Finance contains new and updated boxed features, exhibits and tables, articles, and end-of-chapter material. The following grid highlights some of the more significant content revisions made to Focus, 6e"--

Discusses college costs, funding challenges, and consequences, including debt, housing insecurity, and food insecurity.

Get a good education without massive debt, and enter a field that's actually hiring. These jobs can pay as well as, or much better than, the average income for four-year college graduates. They generally offer high levels of day-to-day satisfaction.

No More Mac 'n Cheese! is aimed at young people who recently graduated from high school or college and out on their own for the first time. They may need to pay off student loans, secure a vehicle, start thinking about a down payment, mortgage, wedding, or retirement fund; all while trying to survive on more than just 99¢ noodles on an entry level salary. Whether you're a 20-something wanting to make the most of their financial independence; the parent of a young adult trying to instill some financial responsibility; or a member of a financial institution hoping to encourage the younger generation to start money management now, you will find sound advice within these pages.

Chris Smith guides readers through the basics of saving, investing, and financial planning in language that is clear, accessible, and lively, making difficult concepts understandable to the novice, and enjoyable to those who already have some understanding.